The Atlantic hurricane season officially starts June 1 and runs through Nov. 30. If your clients live in a region that is prone to hurricanes, preparedness can’t be stressed enough. But beyond having ample insurance coverage, there are lots of ways your clients can prepare their homes in the event of severe weather. Read on to learn five simple tips.
A Category 5 hurricane can produce winds exceeding 156 mph. This makes things like trees, branches and the like highly susceptible to being uprooted or ripped off and blown about. As a homeowner, the last thing you want is a tree falling on top of your house during a severe storm or a large tree branch smashing through a window. To help your clients protect their assets, they should make sure the trees on their property are trimmed and any that are rotted or damaged are removed.
Secure Loose Rain Gutters
Before an impending storm this hurricane season, your clients should ensure their home’s rain gutters are secure. Loose rain gutters can be ripped off from high winds and strike the home or other valuables. Clogged rain gutters should be cleared of debris so water can freely flow from the roof to the ground.
A home’s roof is one of the most important aspects when it comes to safety. Unfortunately, heavy rain coupled with intense winds can cause a roof to be completely detached from a home. Your clients can reduce the chance of this happening as well as reduce the risk of property damage by retrofitting to secure and reinforce their roof. For added protection, windows, doors, and garage doors can all be retrofitted and reinforced, too.
Invest In a Generator
Tornados, tropical storms, and hurricanes can damage power lines, leaving homeowners without power for hours, days, and even weeks. Encouraging your clients to invest in a generator (either portable or one to be installed) is so important. Having backup power following a hurricane is an absolute must as they can help provide light during the night, charge phones and much more. Be sure your clients remember to keep their generator and any other alternate power source outside and at least 20 feet away from windows and doors and protected from moisture.
Research FEMA Safe Rooms
Although pricey, FEMA safe rooms are an amazing investment. Building a FEMA safe room (also known as an ICC 500) is a storm shelter designed for protection from high winds and in locations above flooding levels. These provide near-absolute protection in extreme weather events, including tornadoes, tropical storms, and hurricanes.
Learn More About ASI
ASI is one of the largest homeowners insurance carriers in the United States. Through a network of independent agents, the company offers home, condo, renters, dwelling fire, and flood insurance in more than 40 states. Find out more at AmericanStrategic.com.